High Quality Investments &
Passive Income Strategies
A Fiduciary and fee only Registered Investment Advisor.
All investments held with Charles Schwab, Inc.
A Message from Sean Hathaway:
I spent 20 years working in public accounting and corporate finance. I always had a passion for personal investing and was always encouraging and helping people to invest wisely. I started this website and HathawayFinancial primarily to help friends and family. I’ve expanded modestly outside that circle.
I encourage you to use this website as a high-level guide for choosing an investment advisor. Ideally, there may be some useful information here and in my social media (blogs, videos, podcast).
If you have questions about information on this website or would like to explore working with me – which admittedly will not be for most people – feel free to reach out.
What You Must Expect
Unlike 90% of financial advisors, a Registered Investment Advisor is required to act as your fiduciary and serve your best interests. They should never receive “kick-backs” from the funds or institutions where your money is invested.
NO Commissions – NO hidden incentives.
What to Look For
High quality and low cost investments. What does that mean? You want the best investments for the long term with the lowest fees. It seems obvious, but it’s not as common as you’d think. Many advisors will put you in funds that charge high fees and regularly perform poorly against industry benchmarks. Did you know index funds cost 10x less than industry average and regularly beat active managers?
Fixed Transparent Fee Structure
Make sure your interests and your advisor’s are aligned.There should be no hidden fees. No kick-backs and no commissions. Ex. some advisors will pedal you insurance products or complex annuities, and you can be certain they are being paid on the back-end. Since I started HF, I’ve been charging a flat transparent fee of 0.69% of Assets Under Management (also known as AUM).
Real-time Financial Advice
Any decent financial advisor will be a phone call, text message away or email away. Real-time answers.
Independent and Objective
Make sure your advisor is independent and objective. Seems like I keep repeating this, but there should be no commissions, no selling other products, like insurance or annuities. You should ask if they are a registered RIA and your legal fiduciary.
You should ask your advisor about the software and technologies they deploy; after all it is your money and personal data at risk. Ideally they are cloud-based, not paper-centric and give you access to real-time to your investments and financial planning software.
Send a note if you have a question.
Founder and principal of HathawayFinancial
Husband and father
MBA (Berkeley) and CPA (Inactive)
Big 4 Alum of Andersen and KPMG
Formerly of Netflix and Lam Research (formerly Novellus)
Accounting, financial planning and analysis, including
University of Oregon alum. Majors: Accounting and Spanish.
Skier, Snowboarder, Cyclist, Golfer (in that order)