Personalized Financial Planning & Investment Advice

High quality investments, personalized planning and peace of mind for the long term.

A Registered Investment Advisor

Client investments executed thru Charles Schwab, Inc.

How does it Work?

In 3 Steps:

1 – Financial Planning

We document and set your goals and track progress to your long-term financial freedom. Sophisticated software enables us to track detailed cash flow and investment analysis years into the future.

2 – Investment Management

We’ll build a diversified tax efficient strategic portfolio serving you for the long term. Your money and investments will be optimized for you. Your investments are secure and custodied with Charles Schwab.

3 – Financial Advice

We are only a phone call away. Our relationship is ongoing and we check on progress and advise on all events that touch your finances.

Stock Plans – Options – RSU’s – ESPP – College Savings – Charitable Giving

401k – Insurance – Estate Planning – Trusts –

Small Business Retirement Plans – 10b 5-1 planning

What Sets Us Apart?

A lot, but in a nutshell

Quality Investments

We are obsessed with the highest quality lowest cost investments. Remember, you don’t just pay a fee to your advisor, you pay a management fee to the mutual fund. Our funds charge on average 0.05%, compared with 10x that in the industry.

Real-time Financial Advice

We are always a phone call, text or email away on any question you may have. Want to invest in a start-up, refi your house, do some estate planning…just call.

Fixed Management Fee

We charge a flat transparent annual fee of 0.75% of your portfolio. Check around and you’ll find this is very competitive, particularly in terms of the service offering (everything you see here).

Independent and Objective

We are fee only, no commissions, no selling insurance or annuities. We a a registered RIA and your legal fiduciary.

Financial Planning

Comprehensive financial planning in cloud-based real-time accessible software. Always know how you are tracking to your financial plan with Monte Carlo simulations and real-time updates with market.

Latest Technologies

Your investments are secure at Charles Schwab, where the latest and greatest technology is utilized, including phone Apps to see your investments real-time always.

Contact me for a free no obligation consultation.