Personalized Financial Planning & Investment Advice
High quality investments, personalized planning and peace of mind for the long term.
A Registered Investment Advisor
Client investments executed thru Charles Schwab, Inc.
Below are my latest takes on Finance News:
How does it Work?
In 3 Steps:
What Sets Us Apart?
A lot, but in a nutshell
Quality Investments
We are obsessed with the highest quality lowest cost investments. Remember, you don’t just pay a fee to your advisor, you pay a management fee to the mutual fund. We put you in ETF index funds that cost 10x less than industry average.
Real-time Financial Advice
We are always a phone call, text or email away on any question you may have. Want to invest in a start-up, refi your house, do some estate planning…just call.
Fixed Management Fee
We charge a flat transparent annual fee of 0.69% of your portfolio. VERY LOW. We charge NO FEE on accounts with less than $100,000. Why? Because we want to encourage investing and learning.
Independent and Objective
We are fee only, no commissions, no selling insurance or annuities. We a a registered RIA and your legal fiduciary.
Financial Planning
Comprehensive financial planning in cloud-based real-time accessible software. Always know how you are tracking to your financial plan with Monte Carlo simulations and real-time updates with market.
Latest Technologies
Your investments are secure at Charles Schwab, where the latest and greatest technology is utilized, including phone Apps to see your investments real-time always.
Comprehensive Planning
We work with you to identify your financial goals using cloud-based financial planning software that reflects your investment portfolio real-time and is always available to you.
When you join HF you receive unlimited access to sophisticated financial planning and advice on all topics finance. A phone call, text or email away at any time.
Wealth Maximization
With your goals in mind, we build you a portfolio of high quality low-cost investments. Unlike most other Advisors, we avoid actively managed mutual funds that cost 10 times more than ETFs. We invest in broadly diversified index funds of stocks and bonds across the US and International markets.
Independent and Objective
Unlike 90% of financial advisors, WE ARE a Registered Investment Advisor and we are required to act as your fiduciary and serve your best interests. We do not receive “kick-backs” from the funds we invest in. NO Commissions – NO hidden incentives.
Best in Class Tech
Charles Schwab
We never take possession of your money or investments. All trades are executed through Charles Schwab and your money is held securely with them.
Google Suite & Cloud Storage
All documents and communications secure in Google Cloud.
Contact me for a free no obligation consultation.