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Personalized Financial Planning & Investment Advice

High quality investments, personalized planning and peace of mind for the long term.

A Registered Investment Advisor

Client investments executed thru Charles Schwab, Inc.

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How does it Work?

In 3 Steps:

1 – Financial Planning

We document and set your goals and track progress to your long-term financial freedom. Sophisticated software enables us to track detailed cash flow and investment analysis years into the future.

2 – Investment Management

We’ll build a diversified tax efficient strategic portfolio serving you for the long term. Your money and investments will be optimized for you. Your investments are secure and custodied with Charles Schwab.

3 – Financial Advice

We are only a phone call away. Our relationship is ongoing and we check on progress and advise on all events that touch your finances.

Stock Plans – Options – RSU’s – ESPP – College Savings – Charitable Giving

401k – Insurance – Estate Planning – Trusts –

Small Business Retirement Plans – 10b 5-1 planning

What Sets Us Apart?

A lot, but in a nutshell

Quality Investments

We are obsessed with the highest quality lowest cost investments. Remember, you don’t just pay a fee to your advisor, you pay a management fee to the mutual fund. We put you in ETF index funds that cost 10x less than industry average.

Real-time Financial Advice

We are always a phone call, text or email away on any question you may have. Want to invest in a start-up, refi your house, do some estate planning…just call.

Fixed Management Fee

We charge a flat transparent annual fee of 0.69% of your portfolio. VERY LOW. We charge NO FEE on accounts with less than $100,000. Why? Because we want to encourage investing and learning.

Independent and Objective

We are fee only, no commissions, no selling insurance or annuities. We a a registered RIA and your legal fiduciary.

Financial Planning

Comprehensive financial planning in cloud-based real-time accessible software. Always know how you are tracking to your financial plan with Monte Carlo simulations and real-time updates with market.

Latest Technologies

Your investments are secure at Charles Schwab, where the latest and greatest technology is utilized, including phone Apps to see your investments real-time always.

Comprehensive Planning

We work with you to identify your financial goals using cloud-based financial planning software that reflects your investment portfolio real-time and is always available to you.

When you join HF you receive unlimited access to sophisticated financial planning and advice on all topics finance. A phone call, text or email away at any time.

Wealth Maximization

With your goals in mind, we build you a portfolio of high quality low-cost investments. Unlike most other Advisors, we avoid actively managed mutual funds that cost 10 times more than ETFs. We invest in broadly diversified index funds of stocks and bonds across the US and International markets.

Independent and Objective

Unlike 90% of financial advisors, WE ARE a Registered Investment Advisor and we are required to act as your fiduciary and serve your best interests. We do not receive “kick-backs” from the funds we invest in. NO Commissions – NO hidden incentives.

Best in Class Tech

Charles Schwab

We never take possession of your money or investments. All trades are executed through Charles Schwab and your money is held securely with them.

Google Suite & Cloud Storage

All documents and communications secure in Google Cloud.

Contact me for a free no obligation consultation.

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